What is a solutions personal contract plan?

A Solutions Personal Contracts Plan, or PCP, gives you all the choices you need to fit the plan to your circumstances.

Once you’ve told us what you expect your mileage to be on a PCP car deal, we’ll agree a future value for your car upfront. That way you can enjoy driving your new car without worrying about how much it will be worth in years to come.

How much do I pay and when?

Once you’ve chosen your car and decided how much deposit you want to pay, you have three more decisions to make with your PCP deal. Your choices will determine how much your monthly payments will be.

Choose any period between 18 and 48 months.

Tell us how many miles you expect to drive in the first year. Bear in mind that fees may apply if you exceed this mileage.

Agree the payment amount you’ll defer to the end of your agreement. This is known as the final optional payment.

You have three options at the end of your PCP deal:

1. Upgrade your Škoda with a new one, by part exchanging.

2. Keep your Škoda by paying the optional final payment and option to purchase fee.

3. Simply return your Škoda to us, subject to condition and mileage.

Your Solutions Personal Contract Plan gives you a range of options and a great deal of flexibility.

To get the best value from your PCP car deal it’s important to keep your Škoda in good condition and not exceed your agreed mileage. You also need to make your repayments on time.

Your PCP deal at a glance


Low deposit

Your deposit can be as little as one month’s repayment.

Low repayments

Deferring a set amount to the end of your agreement could help to reduce the amount you repay each month.

Protection from depreciation

As a future value for your Škoda is agreed upfront, you are protected from unforeseen depreciation provided you keep your car in good condition and within the agreed mileage.

Flexibility

At the end of the contract, you can opt to keep, upgrade or return your Škoda. The choice is yours.

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