What is a solutions personal contract plan?

A Solutions Personal Contract Plan, or PCP, is our most popular and flexible finance plan, designed to give you lots of options.

After looking at how much you drive, we’ll agree a future value for your car upfront. So you can get on with enjoying your new car without having to worry about how much it will be worth in the years to come.

How much do I pay and when?

Once you’ve chosen your vehicle and decided on your deposit, you’ll need to make three decisions that will affect your monthly payments:

Choose between 18 and 48 months.

Choose how many miles you expect to drive each year (fees may apply if you exceed this).

Agree the deferred amount, known as the final optional payment, to the end of your agreement.

At the end of your agreement you can choose from one of three options:

1. Upgrade your Škoda for a new one (by part exchanging)

2. Keep your Škoda (by paying the optional final payment and option to purchase fee)

3. Simply return your Škoda (subject to condition and mileage)

Solutions gives you the opportunity to reduce the length of your agreement when compared to some other plans, which is handy if you’d like to change your car more regularly.

Remember it’s important to keep your Škoda in good condition, within the agreed mileage and to make any repayments on time.

What benefits does solutions offer me?


Low repayments

Deferring a set amount to the end of your agreement could help to reduce your monthly repayments.

Protect from depreciation

A Solutions agreement can protect you from unforeseen depreciation in your vehicle’s value.

Low deposit

Deposits can be as little as one monthly repayment.


It’s a flexible product, giving you three options for the end of your contract. this decision doesn’t need to be made until the end of your agreement.

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Need help understanding your financing options?

Request a personalised quote from your local retailer