From seven-seater SUVs to compact city cars, Škoda is proud to offer a wide and attractive range of vehicles. The same is true of our financing options.
We don’t believe in one-size-fits-all because what’s best for you may not be best for the Škoda driver next door.
This page helps you understand your options and make an informed choice.
A Solutions Personal Contract Plan, or PCP, is our most popular and flexible plan, giving you a range of options. This plan could be ideal if you like the idea of changing your car regularly, lower monthly payments or keeping your options open in case circumstances change.
● Ownership: You would like the option to purchase your Škoda at the end of the contract. You also want the flexibility to swap for something new if your circumstances change.
● Usage: You’re happy to keep your Škoda within an agreed mileage as you use your car more for short regular trips than lengthy journeys.
● Payment: You want lower monthly payments, either by arranging a larger deposit upfront or by deferring some cost to the end of the contract.
● Rotation: You want to keep your options open, with the possibility of exchanging or upgrading model later.
● Upkeep: You generally take good care of your car and are happy to keep it in an exchangeable condition.
● Refinance: Love your Škoda and want to keep it? If you'd rather not pay the optional final balloon payment all at once, refinancing could be a flexible way to spread the outstanding amount.
This is a monthly rental plan that enables you to drive a Škoda without needing to own it. Contract Hire gives you the option to change your vehicle on a regular fixed period, and service, maintenance and tyre plans can all be built into your monthly payments.
● Ownership: Ownership isn’t important to you, and you prefer to upgrade your Škoda regularly without the hassle of selling it on.
● Usage: You’re happy to nominate how many miles you expect to drive each year and include a mileage agreement in your contract.
● Payment: You want to simply pay a monthly rental for the vehicle, without the worry of depreciating assets.
● Rotation: You prefer upgrading your vehicle regularly to sticking with one model for years.
● Upkeep: You keep your car in good condition, and might be interested in including servicing, maintenance and a tyre plan in your contract.
Hire Purchase is an agreement that leads to ownership. This option could be ideal if you plan on keeping your car beyond the repayment period.
● Ownership: You plan to keep your Škoda for a long time and wish to own it at the end of the contract.
● Usage: You want the benefit of full ownership, not worrying about how many miles you clock up.
● Payment: You want the flexibility of paying a small or large deposit at the start – perhaps with a trade-in – to reduce your monthly repayments and spread the cost evenly across the term.
● Rotation: You want to only replace your Škoda when you need to, potentially keeping the same one beyond your agreement length.
● Upkeep: You want to choose how often you care for your Škoda – from washing it every week to letting the rain do most of the work.
If you’re eligible for the Motability Scheme, you can use your government-funded mobility allowance to lease a brand new Škoda.
From a compact hatchback like the Fabia to an SUV like the Kodiaq or all-electric Enyaq, there is a wide range of Škoda models available on the Motability Scheme. As part of a Motability from Škoda finance arrangement, you enjoy valuable benefits including insurance, servicing and maintenance as well as full breakdown assistance.
Finance Lease is a rental agreement that, whilst never leading to full ownership, could give you a share of any future resale value. There are two types of Finance Lease agreements – ‘balloon’ repayments and full payout.
Lease Purchase gives you the chance to finance your Škoda with lower monthly payments. It could be ideal if you’re looking for long-term ownership at the same time as reducing monthly outgoings. Your monthly payments are smaller because an agreed amount is deferred to the end of the contract.
It’s never been easier to lease a brand new Škoda. Whether at home or on the go, choose from our stock of lease cars and get a quote in minutes.
Everything you need to know about buying a new or used Škoda, all in one place.
