Škoda Car Insurance

Škoda Car Insurance offers quality service and support when you need it most, with a policy designed with Škoda drivers in mind and lots of benefits included at no extra cost – just as you’d expect from Škoda

Škoda Car Insurance is provided by U K Insurance Limited, the underwriter for some of the country’s biggest brands; meaning you can enjoy peace of mind with a trusted insurer, and relax in the knowledge you have a policy tailored specifically for your Škoda

Škoda Car Insurance provides comprehensive cover, and you can enjoy the following benefits as standard:

• Škoda Approved Repairs carried out by Škoda Approved Technicians using only Škoda Genuine Parts (excluding windscreen claims) and Paints

• Guaranteed courtesy car whilst yours is in for repair

• Windscreen cover

• Uninsured driver promise (providing we have the vehicle registration, make, model, and details of the other vehicle)

• Personal accident cover

• Personal belongings cover (excludes loss of money)

• Child seat replacement


There’s a lot to like about being a Škoda driver.

 Škoda Car Insurance is underwritten by U K Insurance Limited.  

Insuring your Škoda EV

Insuring your EV with us gives you the peace of mind that your electric car is covered with a policy designed with you and your car in mind. Škoda Car Insurance is underwritten by U K Insurance Limited.

5 days' complimentary Škoda Drive Away Insurance

Every new and Approved Used Škoda, purchased from a Škoda Retailer, comes with five days’ complimentary insurance cover, getting you on the road quickly and easily so you can enjoy the things that matter.

Škoda Drive Away Insurance is designed specifically for your Škoda and guarantees that your car will be repaired in a Škoda Approved Repairer. We only use Škoda-trained technicians, who know your car inside out, and Škoda genuine parts (excluding windscreen claims), giving you the peace of mind that your Škoda will be repaired to the same high standards as before and to original manufacturer specifications.

We will also provide you with an annual quote, with no additional questions asked, so you can continue to enjoy all the benefits Škoda Car Insurance offers.


Find out more from your local Škoda retailer.


Subject to eligibility. Škoda Car Insurance is underwritten by U K Insurance Limited.

Škoda Ensurance - free accident and repair cover

If you’re not ready to switch your insurance to us just yet, you can still take advantage of our free Ensurance cover. Here’s how it works:

Working alongside your existing motor insurance policy, no matter who you are insured with, Ensurance is designed for anyone driving a Škoda to help you if your car is damaged in an accident.

Benefits of Ensurance:

• Free cover for three years on new and older models

• Guaranteed use of a Škoda Approved Repairer and Škoda Trained Technicians

• Repairs using only Škoda Genuine Parts, which have a two year warranty

• Legal Expenses Cover to help recover any uninsured losses

Once you’ve activated your free cover, remember to call us first if your Škoda is involved in an accident on 0333 043 3782. A dedicated Claims Manager will look after your claim from start to finish, helping you get back on the road quickly and safely.

Ensurance from Škoda Financial Services is sold and administered by Lawshield UK Limited and underwritten by UK General Insurance Limited on behalf of Watford Insurance Company Europe Limited.