ŠKODA Car Insurance

Tired of paying more for your car insurance every year? ŠKODA 3 Year Fixed Price Car Insurance offers you quality service and support when you need it most. Cover runs for 12 months at a time like you’re used to, however if nothing changes over the next three years, neither will the annual cost when you renew.

ŠKODA Car Insurance is provided by U K Insurance Limited, the underwriter for some of the country’s biggest brands; meaning you can enjoy peace of mind with a trusted insurer, and relax in the knowledge you have a policy tailored specifically for your ŠKODA

ŠKODA Car Insurance provides comprehensive cover, and you can enjoy the following benefits as standard:

• 3 Year Fixed Price Commitment

• ŠKODA Approved Repairs carried out by ŠKODA Approved Technicians using only ŠKODA Genuine Parts (excluding windscreen claims) and Paints

• Guaranteed courtesy car whilst yours is in for repair

• Windscreen cover

• Uninsured driver promise (providing we have the vehicle registration, make, model, and details of the other vehicle)

• Personal accident cover

• Personal belongings cover (excludes loss of money)

• Child seat replacement

There’s a lot to like about being a ŠKODA driver.

How the ŠKODA 3 Year Fixed Price Commitment works

When you take out ŠKODA Car Insurance, your premium will be fixed for two consecutive renewals, providing you choose to renew cover annually.

The price will only change if one or more of the following happens:

  • if you or a named driver gain a motoring conviction or make a claim (excluding windscreen claims) after your policy has started

  • if you make an amendment to your policy, such as changing your car or address, the revised premium will be fixed for the remaining renewal periods

  • if the price of optional additional products and/or Insurance Premium Tax changes.


 ŠKODA Car Insurance is underwritten by U K Insurance Limited.  

5 days' complimentary ŠKODA Drive Away Insurance

We want you to start enjoying your new car from day one, which is why every new or used ŠKODA, purchased from a ŠKODA Retailer, comes with five days’ complimentary insurance. This comprehensive cover guarantees that your vehicle will be repaired in a ŠKODA Approved Repairer using ŠKODA Genuine Parts (excludes windscreen claims), to ensure reliability and protect the future value of your car.

To continue the peace of mind you only get with ŠKODA, we’ll provide you with a quote for annual car insurance at the same time, which comes with a 3 Year Fixed Price commitment; so if you choose to renew, and nothing changes over the next three years, neither will the cost of your car insurance.

Find out more from your local ŠKODA retailer.


Subject to eligibility. ŠKODA Car Insurance is underwritten by U K Insurance Limited.

ŠKODA Ensurance - free accident and repair cover

If you’re not ready to switch your insurance to us just yet, you can still take advantage of our free Ensurance cover. Here’s how it works:

Working alongside your existing motor insurance policy, no matter who you are insured with, Ensurance is designed for anyone driving a ŠKODA to help you if your car is damaged in an accident.

Benefits of Ensurance:

• Free cover for three years on new and older models

• Guaranteed use of a ŠKODA Approved Repairer and ŠKODA Trained Technicians

• Repairs using only ŠKODA Genuine Parts, which have a two year warranty

• Legal Expenses Cover to help recover any uninsured losses

Once you’ve activated your free cover, remember to call us first if your ŠKODA is involved in an accident on 0333 043 3782. A dedicated Claims Manager will look after your claim from start to finish, helping you get back on the road quickly and safely.

Ensurance from ŠKODA Financial Services is sold and administered by Lawshield UK Limited and underwritten by UK General Insurance Limited on behalf of Watford Insurance Company Europe Limited.

ŠKODA Gap Insurance²

If your ŠKODA is written off, your motor insurer will usually settle your claim based on the current market value of your vehicle. This could be a lot less than its original value and therefore may leave you with an unexpected shortfall.

ŠKODA Gap Insurance helps to cover the gap left by this shortfall to get you back in a new ŠKODA or help pay off any outstanding finance, lease or hire agreement.

With cover starting from as little as £359*, speak to your nearest participating ŠKODA Retailer to find the option that’s right for you.

Please refer to the Cover Booklet for full terms and conditions, which can be found at insurewithskoda.co.uk/gap-insurance

² ŠKODA Gap Insurance is administered by Car Care Plan Limited and underwritten by Motors Insurance Company Limited. *£359 includes IPT and is based on 36-month ŠKODA Gap Insurance for a vehicle priced £0 - £50,000 including VAT. Participating ŠKODA Retailers only.

 Want to know more about ŠKODA Gap Insurance?