ŠKODA Car Insurance

ŠKODA 3 Year Fixed Price Car Insurance commitment

ŠKODA introduce 3 Year Fixed Price Car Insurance, so you can relax, knowing the cost of your car insurance won’t increase each year. The price will only change if your circumstances do.

Cover runs for 12 months at a time and you’ll receive a renewal notice confirming your fixed price for the following year. With ŠKODA Car Insurance, you’re not tied in for the three years, so if you decide you no longer want cover, you can simply let us know before your cover renews.

Enjoy peace of mind, complete convenience and relax in the knowledge you have a policy tailored specifically for your ŠKODA.

ŠKODA Car Insurance provides fully comprehensive cover, and you can enjoy the following benefits as standard:

• 3 Year Fixed Price Commitment

• ŠKODA Approved Repairs carried out by ŠKODA Approved Technicians using only ŠKODA Genuine Parts and Paints

• Guaranteed courtesy car whilst yours is in for repair

• Windscreen cover

• Uninsured driver promise (providing we have the car registration, make, model, and driver details)

• Personal accident cover

• Personal belongings cover (excludes loss of money)

• Child seat replacement

There’s a lot to like about being a ŠKODA driver.

How ŠKODA 3 Year Fixed Price Car Insurance works

When you take out ŠKODA Car Insurance, your premium will be fixed for two consecutive renewals, providing you choose to renew cover annually.

The price will only change if one or more of the following happens:

  • if you or a named driver gain a motoring conviction or make a claim (excluding windscreen claims) after your policy has started

  • if you make an amendment to your policy, such as changing your car or address, the revised premium will be fixed for the remaining renewal periods

  • if the price of optional additional products and/or Insurance Premium Tax changes.

ŠKODA Car Insurance is underwritten by U K Insurance Limited.


Complimentary ŠKODA Drive Away Insurance

We want you to start enjoying your new car from day one, which is why every new or used ŠKODA, purchased from a ŠKODA Retailer, comes with five days’ complimentary insurance. This comprehensive cover guarantees that your vehicle will be repaired in a ŠKODA Approved Repairer using ŠKODA Genuine Parts. Subject to eligibility. Five day drive away insurance cannot be used in conjunction with any other insurance offer.

We will also provide you with a quote, giving you the option to purchase annual cover that comes with a 3 Year Fixed Price commitment; so you can relax knowing that if nothing changes over the next three years, the cost of your car insurance won’t increase.

Find out more from your local ŠKODA retailer.


ŠKODA Car Insurance is underwritten by U K Insurance Limited.

ŠKODA Ensurance - free accident and repair cover

If you’re not ready to switch your insurance to us just yet, you can still take advantage of our free Ensurance cover. Here’s how it works:

Working alongside your existing motor insurance policy, no matter who you are insured with, Ensurance is designed for anyone driving a ŠKODA to help you if your car is damaged in an accident.

Benefits of Ensurance:

• Free cover for three years on new and older models

• Guaranteed use of a ŠKODA Approved Repairer and ŠKODA Trained Technicians

• Repairs using only ŠKODA Genuine Parts, which have a two year warranty

• Legal Expenses Cover to help recover any uninsured losses

Once you’ve activated your free cover, remember to call us first if your ŠKODA is involved in an accident on 0333 043 3782. A dedicated Claims Manager will look after your claim from start to finish, helping you get back on the road quickly and safely.

ŠKODA GAP Insurance

If your ŠKODA is written off, your motor insurer will usually settle your claim based on the current market value of your vehicle. This could be substantially less than the original value of your ŠKODA. ŠKODA GAP (also known as ‘Guaranteed Asset Protection’) Insurance helps to bridge the payment gap to get you back in a new ŠKODA.

Whether you purchase, finance, lease or hire your vehicle, ŠKODA GAP Insurance is available and can be arranged up to 60 days after you have collected your new or used vehicle. With cover starting from as little as £275* for combined GAP Insurance and £239* for lease hire GAP Insurance, speak to your local ŠKODA retailer⁺ and find option that’s right for you.

Please note

Ensurance from ŠKODA Financial Services is sold and administered by Lawshield UK Limited, registered in England number: 3360532. Registered office: 850 Ibis Court, Lakeside Drive, Centre Park, Warrington, Cheshire, WA1 1RL and underwritten by UK General Insurance Limited on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Lawshield UK Limited is authorised and regulated by the Financial Conduct Authority (FCA). Authorisation details can be checked on the FCA's register at www.fca.org.uk. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of their regulation by the Financial Conduct Authority and Prudential Regulation Authority are available on request.

ŠKODA GAP Insurance is administered by Abraxas Insurance Administration Services Limited and underwritten by MAPFRE ASISTENCIA Compañìa Internacional De Seguros y Reaseguros, Sociedad Anonima. *£275 based on combined return to invoice and outstanding finance GAP Insurance with a vehicle price of £0-£20,000 and maximum benefit of £10,000. £239 is based on lease hire GAP Insurance for a lease or hire credit of £0-£50,000 and maximum £10,000 benefit. ⁺Participating ŠKODA Retailers only.